Loan terms: Up to 10 years for well-qualified borrowers Availability : 50 states Digital Federal Credit Union (DCU) offers competitive rates on vehicle loans for antique, replica and completed kit.. A car title loan is a short-term secured loan where the amount you borrow depends on the value of your car. Also known as a title pawn, you borrow up to a specific amount or percentage of your.
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High Fees: Although it's a secured debt, a car title loan typically has sky-high interest. It is not uncommon for a title loan to have a 25% monthly interest charge. That equates to a 300% annual percentage rate. So, if you borrow $1,500 with an interest fee of 25%, you'll need to repay $375 on top of the $1,500 you borrow, for a total of.. There are only a few basic requirements you must meet to get a title loan, which are: You need to be at least 18 years of age due to federal law. You must be the owner of a car. That car must have a lien-free title. If there is anyone else on the car's title, then they must also be there to get the title loan with you and to authorize it.
